Alliance Research

Here, you’ll find some key research from the last two years including research from the Alliance and HerMoney that that focuses on female financial independence, Peak65 – a call to action as the retirement system will be tested like never before in 2024 when we will see the greatest surge of Americans turning 65, and the Alliance and CANNEX’s research, the Protected Retirement Income and Planning Study, designed to better understand and forecast retirement income trends.

The State of Women 2022  Peak65  / 

Protected Retirement Income and Planning Study

THE STATE OF WOMEN 2022

In partnership with HerMoney, a digital media company, startedfounded by personal finance expert Jean Chatzky, focused on improving the relationships women have with money, the Alliance has undertaken a year-long released the first chapter of new research, The State of Women 2022 study, that focuses on female financial independence.

After years of making progress on closing gaps, climbing ladders and shattering ceilings, we’re learning (and hearing) how the pandemic has set women back. That’s why the Alliance and HerMoney went straight to the source.

The State of Women 2022 study, launched in March 2022, is an ongoing series of surveys of the HerMoney community.

Chapter 1

Women are taking control of their finances, investments and retirement planning

April 12th, 2022

To learn more about the findings from chapter 1, visit the links below:

Chapter 2

Nearly 3 out of 5 of women worry about money several times a month or more

April 28th, 2022

To learn more about the findings from Chapter 2, visit the links below:

Chapter 3

Less than half of women know how to make their money last in retirement

May 18th, 2022

To learn more about the findings from Chapter 3, visit the links below:

Chapter 4

Inflation Risk is the Top Financial Concern for Nearly Three in Four Women 

August 3rd, 2022

To learn more about the findings from Chapter 4, visit the links below:

Peak 65

Peak 65™
Let’s Meet the Challenge of America’s Historic Peak 65 Moment With A New Approach to Retirement Security

The greatest surge of new retirees in the nation’s history is fast approaching. In a mere two years, the US will have more 65-year-olds than ever before. With more than 10,000 people turning 65 every day, it’s a number that will increase to more than 12,000 a day until the nation reaches its Peak 65™ moment in 2024.1 Our nation’s retirement system will be tested like never before.

To meet this challenge, we have issued a collective call to action—based on research—to those with important roles to play in providing retirement security for Americans, including employers, public policymakers and financial professionals.

Download the Whitepaper

PROTECTED RETIREMENT INCOME

AND PLANNING STUDY

In partnership with CANNEX, North America’s leading provider of pricing, data, and annuities product research, the Alliance released the second cut of the third installment of the Protected Retirement Income and Planning (PRIP) Study, a joint research effort focused on both investors and financial professionals, designed to better understand and forecast retirement income trends.

The latest PRIP Study found that in the face of a potential recession coupled with the lingering effects of the pandemic, Americans are seeking retirement income protection.

This second cut of the third installment comes after PRIP 3.0 published in July 2022, which provided insights into perceptions of annuities in retirement planning and the concerns of investors and financial professionals in the current market environment. The third installment followed PRIP 2.0 published in December 2021, which found that investors who were asked to build their own hypothetical $1 million retirement portfolio, said annuities and other income-producing assets were the most favored. The inaugural study published in June 2021, found investors eager for financial protection amid a challenging fixed-income environment and the declining prevalence of private sector pensions. The PRIP studies are an outgrowth of the Protected Lifetime Income Study, an annual, Census-balanced survey of U.S. adults the Alliance sponsored in 2018 and 2020 to gauge consumers’ attitudes and behaviors around retirement-income planning.

PRIP 1

To learn more about the findings from the first installment of the Protected Retirement and Income Planning study, visit the links below:

PRIP 2

To learn more about the findings from the second installment of the Protected Retirement and Income Planning study, visit the links below:

PRIP 3

To learn more about the findings from the third installment of the Protected Retirement and Income Planning study, visit the links below:

PRIP 3 Chapter 2

To learn more about the findings from the second cut of the third installment of the Protected Retirement and Income Planning study, visit the links below:

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