Scholars Advisory Group

The Scholars Advisory Group includes some of the leading academic scholars and experts in the field of retirement income and security. The group works to generate new research and analysis, along with data and evidence about protected lifetime income for Americans’ retirement security. Members publish and review original academic research, essays and insights that can be put into action for Alliance member companies, retirement savers, financial professionals, employer plan sponsors, policymakers and others in the retirement ecosystem.

  • Jon Forman

    Co-Chair, Scholars Advisory Group, Kenneth E. McAfee Centennial Chair in Law, University of Oklahoma College of Law

    Jon Forman

    Professor Jonathan Barry Forman is the Kenneth E. McAfee Centennial Chair in Law at the University of Oklahoma, where he teaches courses on tax and pension law. Professor Forman served in Washington, DC, as the Professor in Residence for the Internal Revenue Service Office of Chief Counsel for the 2009–2010 academic year, and he was a member of the Board of Trustees of the Oklahoma Public Employees Retirement System (OPERS) from 2003 through 2011. Professor Forman is also a co-director of the Washington-DC-based Retirement Income Institute. He is also active in the American Bar Association, the American College of Employee Benefits Counsel, the American College of Tax Counsel (a regent since 2017), the Association of American Law Professors, the TIAA Institute, and the National Academy of Social Insurance. Professor Forman has lectured around the world, testified before Congress, and served on numerous federal and state advisory committees.

    Professor Forman has more than 300 publications including Making America Work (Urban Institute Press 2006); Survivor Funds, 37(1) Pace Law Review 204 (Fall 2016) (with Michael J. Sabin); Removing the Legal Impediments to Offering Lifetime Annuities in Pension Plans, 23(1) Connecticut Insurance Law Journal 31–141 (Fall 2016); Making the Internal Revenue Service Work, 17(10) Florida Tax Review 725 (2015) (with Roberta F. Mann); and Tontine Pensions, 163(3) University of Pennsylvania Law Review 755 (Feb. 2015) (with Michael J. Sabin). In addition to his many scholarly publications, Professor Forman has published op-eds in Barron’s, the Los Angeles Times, the Dallas Morning News, the Cleveland Plain Dealer, the Washington Times, the Daily Oklahoman, and numerous other newspapers and magazines. Professor Forman earned his law degree from the University of Michigan in 1978, and he has Master’s degrees in economics and psychology. Also, prior to entering academia, it was his privilege to serve in all three branches of the federal government, including as Tax Counsel to the late Senator Daniel Patrick Moynihan (D-NY).

  • Leora Friedberg

    Co-Chair, Scholars Advisory Group, Associate Professor of Economics and Public Policy, University of Virginia Frank Batten School of Leadership and Public Policy

    Leora Friedberg

    Leora Friedberg is an Associate Professor of Economics and Public Policy at the University of Virginia. She is also an affiliated researcher of the Michigan Retirement and Disability Research Center and a Research Fellow of the TIAA Institute. She is a member of the Editorial Board of the Journal of Pension Economics and Finance and of the University of Virginia Retirement Administrative Committee and previously served for four years on the Board of Trustees of the Southern Economic Association, for four years on the University of Virginia Faculty Senate, and on seven occasions as a member of the Retirement Security Advisory Panel for the U.S. Government Accountability Office.

    Friedberg’s research focuses on retirement and saving behavior of older Americans, including studies of the Social Security earnings test, the structure of employer pension benefits, and the interaction between Medicaid long-term care benefits and household saving and insurance decisions. Additional research studies family formation and dissolution in response to bargaining theory, state family law, and the U.S. tax code. Her research has been funded by the National Institute on Aging and the U.S. Social Security Administration. She has testified for the U.S. Congress and has served on numerous grant review, conference paper selection, and awards committees. Friedberg received her Ph.D. in Economics from the Massachusetts Institute of Technology.

  • Jason Fichtner

    Senior Fellow, Retirement Income Institute; Associate Director of the Master’s in International Economics and Finance; Senior Lecturer, Johns Hopkins University

    Jason Fichtner

    Jason Fichtner is a Senior Lecturer of International Economics and an Associate Director of the International Economics and Finance (MIEF) program at Johns Hopkins University School of Advanced International Studies (SAIS). He is also a fellow with the Bipartisan Policy Center, a research fellow with the Alliance for Lifetime Income and a research fellow with the Center for Financial Security at the University of Wisconsin. His research focuses on Social Security, federal tax policy, federal budget policy, retirement security, and policy proposals to increase saving and investment. Previously, he was a senior research fellow with the Mercatus Center at George Mason University. Fichtner also served in several positions at the Social Security Administration, including deputy commissioner of Social Security (acting), chief economist, and associate commissioner for retirement policy. He also served as a senior economist with the Joint Economic Committee of the U.S. Congress, as an economist with the Internal Revenue Service, and as a senior consultant with the Office of Federal Tax Services at Arthur Andersen, LLP. Fichtner earned his BA from the University of Michigan, his MPP from Georgetown University, and his Ph.D. in public administration and policy from Virginia Tech.

  • Michael Finke

    Alliance Fellow and Chief Academic Officer, The American College of Financial Services

    Michael Finke

    Michael Finke is the dean and chief academic officer at the American College of Financial Services. Finke is a nationally celebrated researcher whose studies focus on retirement savings and investment behavior, optimal retirement income and annuitization strategies, regulation of financial advice, financial literacy in old age and life satisfaction among retirees. Finke is also a contributing editor for Research Magazine, where he writes monthly articles for the “Finke on Finance” column. Before joining the American College of Financial Services, Finke was a professor and Ph.D. coordinator in the Department of Personal Financial Planning at Texas Tech University. He has also served as the director of graduate studies at the University of Missouri. Finke was named to the 2012 Investment Advisor 25 list. He was also placed on the 2013 and 2014 InvestmentNewsPower 20. The research he conducted on the four percent rule, along with Wade Pfau of The American College of Financial Services, won the 2014 Montgomery-Warschaurer award for the most influential article in the publication.

  • Jon Forman

    Professor Jonathan Barry Forman is the Kenneth E. McAfee Centennial Chair in Law at the University of Oklahoma, where he teaches courses on tax and pension law. Professor Forman served in Washington, DC, as the Professor in Residence for the Internal Revenue Service Office of Chief Counsel for the 2009–2010 academic year, and he was a member of the Board of Trustees of the Oklahoma Public Employees Retirement System (OPERS) from 2003 through 2011. Professor Forman is also a co-director of the Washington-DC-based Retirement Income Institute. He is also active in the American Bar Association, the American College of Employee Benefits Counsel, the American College of Tax Counsel (a regent since 2017), the Association of American Law Professors, the TIAA Institute, and the National Academy of Social Insurance. Professor Forman has lectured around the world, testified before Congress, and served on numerous federal and state advisory committees.

    Professor Forman has more than 300 publications including Making America Work (Urban Institute Press 2006); Survivor Funds, 37(1) Pace Law Review 204 (Fall 2016) (with Michael J. Sabin); Removing the Legal Impediments to Offering Lifetime Annuities in Pension Plans, 23(1) Connecticut Insurance Law Journal 31–141 (Fall 2016); Making the Internal Revenue Service Work, 17(10) Florida Tax Review 725 (2015) (with Roberta F. Mann); and Tontine Pensions, 163(3) University of Pennsylvania Law Review 755 (Feb. 2015) (with Michael J. Sabin). In addition to his many scholarly publications, Professor Forman has published op-eds in Barron’s, the Los Angeles Times, the Dallas Morning News, the Cleveland Plain Dealer, the Washington Times, the Daily Oklahoman, and numerous other newspapers and magazines. Professor Forman earned his law degree from the University of Michigan in 1978, and he has Master’s degrees in economics and psychology. Also, prior to entering academia, it was his privilege to serve in all three branches of the federal government, including as Tax Counsel to the late Senator Daniel Patrick Moynihan (D-NY).

  • Leora Friedberg

    Leora Friedberg is an Associate Professor of Economics and Public Policy at the University of Virginia. She is also an affiliated researcher of the Michigan Retirement and Disability Research Center and a Research Fellow of the TIAA Institute. She is a member of the Editorial Board of the Journal of Pension Economics and Finance and of the University of Virginia Retirement Administrative Committee and previously served for four years on the Board of Trustees of the Southern Economic Association, for four years on the University of Virginia Faculty Senate, and on seven occasions as a member of the Retirement Security Advisory Panel for the U.S. Government Accountability Office.

    Friedberg’s research focuses on retirement and saving behavior of older Americans, including studies of the Social Security earnings test, the structure of employer pension benefits, and the interaction between Medicaid long-term care benefits and household saving and insurance decisions. Additional research studies family formation and dissolution in response to bargaining theory, state family law, and the U.S. tax code. Her research has been funded by the National Institute on Aging and the U.S. Social Security Administration. She has testified for the U.S. Congress and has served on numerous grant review, conference paper selection, and awards committees. Friedberg received her Ph.D. in Economics from the Massachusetts Institute of Technology.

  • Jason Fichtner

    Jason Fichtner is a Senior Lecturer of International Economics and an Associate Director of the International Economics and Finance (MIEF) program at Johns Hopkins University School of Advanced International Studies (SAIS). He is also a fellow with the Bipartisan Policy Center, a research fellow with the Alliance for Lifetime Income and a research fellow with the Center for Financial Security at the University of Wisconsin. His research focuses on Social Security, federal tax policy, federal budget policy, retirement security, and policy proposals to increase saving and investment. Previously, he was a senior research fellow with the Mercatus Center at George Mason University. Fichtner also served in several positions at the Social Security Administration, including deputy commissioner of Social Security (acting), chief economist, and associate commissioner for retirement policy. He also served as a senior economist with the Joint Economic Committee of the U.S. Congress, as an economist with the Internal Revenue Service, and as a senior consultant with the Office of Federal Tax Services at Arthur Andersen, LLP. Fichtner earned his BA from the University of Michigan, his MPP from Georgetown University, and his Ph.D. in public administration and policy from Virginia Tech.

  • Michael Finke

    Michael Finke is the dean and chief academic officer at the American College of Financial Services. Finke is a nationally celebrated researcher whose studies focus on retirement savings and investment behavior, optimal retirement income and annuitization strategies, regulation of financial advice, financial literacy in old age and life satisfaction among retirees. Finke is also a contributing editor for Research Magazine, where he writes monthly articles for the “Finke on Finance” column. Before joining the American College of Financial Services, Finke was a professor and Ph.D. coordinator in the Department of Personal Financial Planning at Texas Tech University. He has also served as the director of graduate studies at the University of Missouri. Finke was named to the 2012 Investment Advisor 25 list. He was also placed on the 2013 and 2014 InvestmentNewsPower 20. The research he conducted on the four percent rule, along with Wade Pfau of The American College of Financial Services, won the 2014 Montgomery-Warschaurer award for the most influential article in the publication.

  • Wade Pfau

    Alliance Fellow and Professor of Retirement Income, The American College of Financial Services

    Wade Pfau

    Wade D. Pfau is a professor of retirement income in the Financial and Retirement Planning Ph.D. program at the American College of Financial Services. He is also a contributor to the American College of Financial Services’ Retirement Income Certified Professional designation program curriculum and a co-editor of the Journal of Personal Finance. He is also the author of the Retirement Researcher blog, a monthly columnist for Advisor Perspectives, a Retire Mentor for MarketWatch, a contributor to Forbes, and an expert panelist for The Wall Street Journal. Pfau publishes frequently in a wide variety of academic and practitioner research journals. He was a nominee for the InvestmentNews “Power 20” in 2013 and “40 Under 40” in 2014, the Investment Advisor 35 list, the Investment Advisor 25 list for 2014, and Financial Planning Magazine’s Influencer Awards. He is a two-time winner of the Journal of Financial Planning Montgomery-Warschauer Award, a two-time winner of the Academic Thought Leadership Award from the Retirement Income Industry Association, and a best paper award winner in the retirement category from the Academy of Financial Services. Dr. Pfau earned two bachelor’s degrees from the University of Iowa and his doctorate in economics and his master’s degree from Princeton University.

  • Gopi Shah Goda

    Alliance Fellow and Deputy Director and Senior Fellow, Stanford Institute for Economic Policy Research

    Gopi Shah Goda

    Gopi Shah Goda is a senior fellow and the deputy director of the Stanford Institute for Economic Policy Research at Stanford University. Goda is also a faculty research fellow at the National Bureau of Economic Research and a fellow of the Society of Actuaries. She conducts research on issues related to the economics of aging in the United States to inform economic policymaking. Her most recent studies include an examination of perceptual and behavioral biases and their relationship with retirement saving decisions and the effects of long-term care insurance on family members’ work and location decisions. Goda’s work has appeared in a variety of leading economic journals and has been supported by the Social Security Administration, the National Institutes on Aging, the Alfred P. Sloan Foundation and the TIAA Institute. Prior to joining Stanford, she was a Robert Wood Johnson scholar in health policy research at Harvard University. She earned her bachelor’s in mathematics and actuarial science from the University of Nebraska-Lincoln and her Ph.D. in economics from Stanford University.

  • Andrew Biggs

    Resident Scholar, American Enterprise Institute

    Andrew Biggs

    Andrew G. Biggs is a resident scholar at the American Enterprise Institute (AEI), where he studies Social Security reform, state and local government pensions, and public sector pay and benefits. Before joining AEI, Biggs was the principal deputy commissioner of the Social Security Administration (SSA), where he oversaw SSA’s policy research efforts. In 2005, as an associate director of the White House National Economic Council, he worked on Social Security reform. In 2001, he joined the staff of the President’s Commission to Strengthen Social Security. Biggs has been interviewed on radio and television as an expert on retirement issues and on public vs. private sector compensation. He has published widely in academic publications as well as in daily newspapers such as The New York Times, The Wall Street Journal, and The Washington Post. He has also testified before Congress on numerous occasions. In 2013, the Society of Actuaries appointed Biggs co-vice chair of a blue ribbon panel tasked with analyzing the causes of underfunding in public pension plans and how governments can securely fund plans in the future. In 2014, Institutional Investor Magazine named him one of the 40 most influential people in the retirement world. In 2016, he was appointed by President Obama to be a member of the financial control board overseeing reforms to Puerto Rico’s budget and the restructuring of the island’s debts.

    Biggs holds a bachelor’s degree from Queen’s University Belfast in Northern Ireland, master’s degrees from Cambridge University and the University of London, and a Ph.D. from the London School of Economics.

  • Nora Super

    Senior Director, Center for the Future of Aging, Milken Institute

    Nora Super

    Nora Super is the Senior Director of the Milken Institute Center for the Future of Aging (CFA), whose mission is to improve lives and strengthen societies by promoting healthy, productive, and purposeful aging. In this role, she provides strategic direction of CFA’s three primary focus areas: Age-Forward 2030, the Business of Aging, and Healthy Longevity. She is responsible for managing and creating data-driven research, meaningful policy initiatives, and impactful convenings in the United States as well as internationally.

    Nora is a recognized thought leader, frequent speaker, and prolific writer on healthy longevity, and the economic and social impacts of population aging across the globe. In 2019, she authored two major reports: “Reducing the Cost and Risk of Dementia: Recommendations to Improve Brain Health and Decrease Disparities” and “Age-Forward Cities for 2030.”

    Before joining the Milken Institute, Nora held several key leadership roles in the public and private sectors. In 2014, President Obama appointed Nora Executive Director of the White House Conference on Aging, where she received wide recognition for her nationwide efforts to improve the quality of life of older Americans. In 2015, Nora was recognized as one of America’s top 50 “Influencers in Aging” by PBS Next Avenue and was the Honoree for Outstanding Service to Medicare Beneficiaries by the Medicare Rights Center. She has also held leadership roles at the U.S. Department of Health and Human Services, AARP, Kaiser Permanente, and the National Association of Area Agencies on Aging.

    Nora serves on several advisory boards, including the Board of Directors of the Long-Term Quality Alliance, the Brain Health Partnership Advisory Board, the Bipartisan Policy Center’s Advisory Committee on Improving Care Delivery for Individuals with Serious Illness, the Better Medicare Alliance Beneficiary Education Technical Advisory Council, the Brookings Institution and Kellogg School of Management Retirement Security Advisory Board, and the Editorial Board of the Gerontological Society of America’s Policy and Aging Report.

    A native of New Orleans, Nora studied political science at Tulane University and completed her masters’ work in public administration, with a concentration in health policy, at George Washington University.

  • Wade Pfau

    Wade D. Pfau is a professor of retirement income in the Financial and Retirement Planning Ph.D. program at the American College of Financial Services. He is also a contributor to the American College of Financial Services’ Retirement Income Certified Professional designation program curriculum and a co-editor of the Journal of Personal Finance. He is also the author of the Retirement Researcher blog, a monthly columnist for Advisor Perspectives, a Retire Mentor for MarketWatch, a contributor to Forbes, and an expert panelist for The Wall Street Journal. Pfau publishes frequently in a wide variety of academic and practitioner research journals. He was a nominee for the InvestmentNews “Power 20” in 2013 and “40 Under 40” in 2014, the Investment Advisor 35 list, the Investment Advisor 25 list for 2014, and Financial Planning Magazine’s Influencer Awards. He is a two-time winner of the Journal of Financial Planning Montgomery-Warschauer Award, a two-time winner of the Academic Thought Leadership Award from the Retirement Income Industry Association, and a best paper award winner in the retirement category from the Academy of Financial Services. Dr. Pfau earned two bachelor’s degrees from the University of Iowa and his doctorate in economics and his master’s degree from Princeton University.

  • Gopi Shah Goda

    Gopi Shah Goda is a senior fellow and the deputy director of the Stanford Institute for Economic Policy Research at Stanford University. Goda is also a faculty research fellow at the National Bureau of Economic Research and a fellow of the Society of Actuaries. She conducts research on issues related to the economics of aging in the United States to inform economic policymaking. Her most recent studies include an examination of perceptual and behavioral biases and their relationship with retirement saving decisions and the effects of long-term care insurance on family members’ work and location decisions. Goda’s work has appeared in a variety of leading economic journals and has been supported by the Social Security Administration, the National Institutes on Aging, the Alfred P. Sloan Foundation and the TIAA Institute. Prior to joining Stanford, she was a Robert Wood Johnson scholar in health policy research at Harvard University. She earned her bachelor’s in mathematics and actuarial science from the University of Nebraska-Lincoln and her Ph.D. in economics from Stanford University.

  • Andrew Biggs

    Andrew G. Biggs is a resident scholar at the American Enterprise Institute (AEI), where he studies Social Security reform, state and local government pensions, and public sector pay and benefits. Before joining AEI, Biggs was the principal deputy commissioner of the Social Security Administration (SSA), where he oversaw SSA’s policy research efforts. In 2005, as an associate director of the White House National Economic Council, he worked on Social Security reform. In 2001, he joined the staff of the President’s Commission to Strengthen Social Security. Biggs has been interviewed on radio and television as an expert on retirement issues and on public vs. private sector compensation. He has published widely in academic publications as well as in daily newspapers such as The New York Times, The Wall Street Journal, and The Washington Post. He has also testified before Congress on numerous occasions. In 2013, the Society of Actuaries appointed Biggs co-vice chair of a blue ribbon panel tasked with analyzing the causes of underfunding in public pension plans and how governments can securely fund plans in the future. In 2014, Institutional Investor Magazine named him one of the 40 most influential people in the retirement world. In 2016, he was appointed by President Obama to be a member of the financial control board overseeing reforms to Puerto Rico’s budget and the restructuring of the island’s debts.

    Biggs holds a bachelor’s degree from Queen’s University Belfast in Northern Ireland, master’s degrees from Cambridge University and the University of London, and a Ph.D. from the London School of Economics.

  • Nora Super

    Nora Super is the Senior Director of the Milken Institute Center for the Future of Aging (CFA), whose mission is to improve lives and strengthen societies by promoting healthy, productive, and purposeful aging. In this role, she provides strategic direction of CFA’s three primary focus areas: Age-Forward 2030, the Business of Aging, and Healthy Longevity. She is responsible for managing and creating data-driven research, meaningful policy initiatives, and impactful convenings in the United States as well as internationally.

    Nora is a recognized thought leader, frequent speaker, and prolific writer on healthy longevity, and the economic and social impacts of population aging across the globe. In 2019, she authored two major reports: “Reducing the Cost and Risk of Dementia: Recommendations to Improve Brain Health and Decrease Disparities” and “Age-Forward Cities for 2030.”

    Before joining the Milken Institute, Nora held several key leadership roles in the public and private sectors. In 2014, President Obama appointed Nora Executive Director of the White House Conference on Aging, where she received wide recognition for her nationwide efforts to improve the quality of life of older Americans. In 2015, Nora was recognized as one of America’s top 50 “Influencers in Aging” by PBS Next Avenue and was the Honoree for Outstanding Service to Medicare Beneficiaries by the Medicare Rights Center. She has also held leadership roles at the U.S. Department of Health and Human Services, AARP, Kaiser Permanente, and the National Association of Area Agencies on Aging.

    Nora serves on several advisory boards, including the Board of Directors of the Long-Term Quality Alliance, the Brain Health Partnership Advisory Board, the Bipartisan Policy Center’s Advisory Committee on Improving Care Delivery for Individuals with Serious Illness, the Better Medicare Alliance Beneficiary Education Technical Advisory Council, the Brookings Institution and Kellogg School of Management Retirement Security Advisory Board, and the Editorial Board of the Gerontological Society of America’s Policy and Aging Report.

    A native of New Orleans, Nora studied political science at Tulane University and completed her masters’ work in public administration, with a concentration in health policy, at George Washington University.

  • Julie Agnew

    Richard C. Kraemer Term Professor of Business, William & Mary School of Business

    Julie Agnew

    Julie Agnew is the Class of 2018 Professor of Finance and Economics. From 2014 until 2016, she was the Inaugural Director of the Boehly Center for Excellence in Finance at William & Mary’s Raymond A. Mason School of Business. She is a TIAA-CREF Institute Fellow, on the Advisory Board of the Wharton School’s Pension Research Council, a former elected member of the Defined Contribution Plans Advisory Committee (DCPAC) for the Virginia Retirement System, and a Research Associate for the Center for Retirement Research at Boston College. She is also a board member of C&F Bank. From 2009-2011, she was the Co-Director of the Center for Interdisciplinary Behavioral Finance Research.

    Her research and consulting activities focus on behavioral finance and its relationship to financial decisions made by individuals in their retirement plans. She has presented her research at several national and international conferences, testified as an invited expert witness in front of the Senate’s Committee on Health, Education, Labor and Pensions and published in journals that include the American Economic Review, the Journal of Financial and Quantitative Analysis, Management Science (forthcoming), the Journal of Pension Economics and Finance and the Journal of Behavioral Finance. Additionally, she has won several nationally competitive research grants amounting to over one million dollars of funding.

    Prior to pursuing her doctorate, Dr. Agnew worked as an Analyst in investment banking for Salomon Brothers in New York City and as an Equity Research Associate for Vector Securities International in Chicago. A former Fulbright Scholar to Singapore, Dr. Agnew co-authored a book examining strategic business opportunities in Indonesia, Singapore and Malaysia. Dr. Agnew earned a B.A. degree in Economics (High Honors) and a minor in Mathematics from William & Mary. She graduated Magna Cum Laude and is a member of Phi Beta Kappa. She received a Ph.D. in Finance from Boston College in 2001. In 2012, she was a Senior Visiting Fellow affiliated with the School of Risk and Actuarial Studies in the Australian School of Business at the University of New South Wales in Sydney, Australia.

  • Annamaria Lusardi

    Denit Trust Endowed Chair of Economics and Accountancy, The George Washington University School of Business

    Annamaria Lusardi

    Annamaria Lusardi is the Endowed Chair of Economics and Accountancy at the George Washington University School of Business (GWSB). Previously, she was the Joel Z. and Susan Hyatt Professor of Economics at Dartmouth College, where she taught for twenty years. She has also taught at Princeton University, the University of Chicago Harris School of Public Policy, the University of Chicago Booth School of Business, and Columbia Business School. From January to June 2008, she was a visiting scholar at Harvard Business School. Moreover, she is the founder and academic director of GWSB’s Global Financial Literacy Excellence Center (GFLEC). She holds a Ph.D. in Economics from Princeton University and a BA in Economics from Bocconi University.

    Dr. Lusardi has won numerous research awards. Among them is a research fellowship from the University of Chicago Harris School of Public Policy, a faculty fellowship from the John M. Olin Foundation, and a junior and senior faculty fellowship from Dartmouth College. She was also awarded the 2015 Financial Literacy Award from the International Federation of Finance Museums, the 2014 William A. Forbes Public Awareness Award from the Council for Economic Education, the 2013 William E. Odom Visionary Leadership Award from the Jump$tart Coalition for Personal Financial Literacy, and the National Numeracy Network’s inaugural 2012 Steen Award. Moreover, she is the recipient of the 2007 Fidelity Pyramid Prize, an award to authors of published applied research that best helps address the goal of improving lifelong financial well-being for Americans. In 2009, she served as a faculty advisor for the Office of Financial Education of the U.S. Treasury.

  • Anthony Webb

    Senior Fellow at the Schwartz Center for Economic Policy Analysis at The New School

    Anthony Webb

    Anthony Webb is Senior Fellow at the Schwartz Center for Economic Policy Analysis at The New School. He received his Ph.D. in Economics from the University of California San Diego. Prior to joining New School, he spent 11 years at the Center for Retirement Research at Boston College.

    Webb’s research focuses on asset accumulation and drawdown over the life cycle and the management of post retirement risks. His work includes studies of the value of annuities to retired households, annuitization strategies, the impact of the Social Security earnings test, the structure of employer pension benefits, the interaction between Medicaid long-term care benefits and household saving and insurance decisions, trends in socioeconomic mortality differentials, the impact of adverse selection on the basis of Social Security claim age, and the adequacy of pre-retirement savings. His work has been published in many leading peer reviewed journals and has been funded by the National Institute on Aging, the U.S. Social Security Administration, AARP, and the Society of Actuaries, amongst others.

  • Regina T. Jefferson

    Professor of Law at Columbus School of Law, The Catholic University of America

    Regina T. Jefferson

    Regina T. Jefferson is a nationally recognized authority on pension law, employee benefits, and tax law. In addition to teaching and producing a rich body of scholarship in these areas, she has been actively involved in the policy development of these fields. She has testified before Congress and briefed Congressional staff on employee benefits and tax topics. Professor Jefferson also was a delegate to the First White House Summit on Retirement Income Savings. In 2015, she was appointed by the President of the United States to the Pension Benefit Guaranty Corporation’s Advisory Committee for a three year term; and in 2019 she was reappointed for a consecutive three year term. She also currently serves as an expert on taxation to the Permanent Observer Mission of the Holy See to the United Nations.

    Professor Jefferson joined the CUA faculty in 1992. She served as the Dean of the Law School from July 1, 2018, through June 30, 2019, and also served as Associate Dean for Academic Affairs in 2000 and 2001. Prior to joining the faculty, she was a Tax Law Specialist at the National Office of the Internal Revenue Service in the Employee Plans Division, where she specialized in qualified employee plans. From 1990 through 1992, she was a teaching fellow in the Graduate Teaching Program for Future Law Professors at Georgetown University, where her research and teaching focused on the tax aspects of private pension plans. Before attending law school, Professor Jefferson worked in the pension actuarial field.

    Professor Jefferson’s scholarship focuses primarily on employee benefits and tax law. She has written extensively on the re-distributional impact of the private retirement system, the confluence of pension and tax law, the tax and actuarial aspects of the funding limitations of defined benefit plans, and the risks of defined contribution plans.

    Professor Jefferson was selected as a Fellow in the American College of Employee Benefits, and the National Academy of Social Insurance. She is a member of the Pension Rights Center Board of Directors and the Institute on Retirement Security Academic Advisory Board. She also is a former chair of the Employee Benefit Section of the Association of American Law Schools.

    Professor Jefferson earned a B.S. degree in mathematics from Howard University, a J.D. degree from George Washington University, and an LL.M. degree from Georgetown University.

  • Julie Agnew

    Julie Agnew is the Class of 2018 Professor of Finance and Economics. From 2014 until 2016, she was the Inaugural Director of the Boehly Center for Excellence in Finance at William & Mary’s Raymond A. Mason School of Business. She is a TIAA-CREF Institute Fellow, on the Advisory Board of the Wharton School’s Pension Research Council, a former elected member of the Defined Contribution Plans Advisory Committee (DCPAC) for the Virginia Retirement System, and a Research Associate for the Center for Retirement Research at Boston College. She is also a board member of C&F Bank. From 2009-2011, she was the Co-Director of the Center for Interdisciplinary Behavioral Finance Research.

    Her research and consulting activities focus on behavioral finance and its relationship to financial decisions made by individuals in their retirement plans. She has presented her research at several national and international conferences, testified as an invited expert witness in front of the Senate’s Committee on Health, Education, Labor and Pensions and published in journals that include the American Economic Review, the Journal of Financial and Quantitative Analysis, Management Science (forthcoming), the Journal of Pension Economics and Finance and the Journal of Behavioral Finance. Additionally, she has won several nationally competitive research grants amounting to over one million dollars of funding.

    Prior to pursuing her doctorate, Dr. Agnew worked as an Analyst in investment banking for Salomon Brothers in New York City and as an Equity Research Associate for Vector Securities International in Chicago. A former Fulbright Scholar to Singapore, Dr. Agnew co-authored a book examining strategic business opportunities in Indonesia, Singapore and Malaysia. Dr. Agnew earned a B.A. degree in Economics (High Honors) and a minor in Mathematics from William & Mary. She graduated Magna Cum Laude and is a member of Phi Beta Kappa. She received a Ph.D. in Finance from Boston College in 2001. In 2012, she was a Senior Visiting Fellow affiliated with the School of Risk and Actuarial Studies in the Australian School of Business at the University of New South Wales in Sydney, Australia.

  • Annamaria Lusardi

    Annamaria Lusardi is the Endowed Chair of Economics and Accountancy at the George Washington University School of Business (GWSB). Previously, she was the Joel Z. and Susan Hyatt Professor of Economics at Dartmouth College, where she taught for twenty years. She has also taught at Princeton University, the University of Chicago Harris School of Public Policy, the University of Chicago Booth School of Business, and Columbia Business School. From January to June 2008, she was a visiting scholar at Harvard Business School. Moreover, she is the founder and academic director of GWSB’s Global Financial Literacy Excellence Center (GFLEC). She holds a Ph.D. in Economics from Princeton University and a BA in Economics from Bocconi University.

    Dr. Lusardi has won numerous research awards. Among them is a research fellowship from the University of Chicago Harris School of Public Policy, a faculty fellowship from the John M. Olin Foundation, and a junior and senior faculty fellowship from Dartmouth College. She was also awarded the 2015 Financial Literacy Award from the International Federation of Finance Museums, the 2014 William A. Forbes Public Awareness Award from the Council for Economic Education, the 2013 William E. Odom Visionary Leadership Award from the Jump$tart Coalition for Personal Financial Literacy, and the National Numeracy Network’s inaugural 2012 Steen Award. Moreover, she is the recipient of the 2007 Fidelity Pyramid Prize, an award to authors of published applied research that best helps address the goal of improving lifelong financial well-being for Americans. In 2009, she served as a faculty advisor for the Office of Financial Education of the U.S. Treasury.

  • Anthony Webb

    Anthony Webb is Senior Fellow at the Schwartz Center for Economic Policy Analysis at The New School. He received his Ph.D. in Economics from the University of California San Diego. Prior to joining New School, he spent 11 years at the Center for Retirement Research at Boston College.

    Webb’s research focuses on asset accumulation and drawdown over the life cycle and the management of post retirement risks. His work includes studies of the value of annuities to retired households, annuitization strategies, the impact of the Social Security earnings test, the structure of employer pension benefits, the interaction between Medicaid long-term care benefits and household saving and insurance decisions, trends in socioeconomic mortality differentials, the impact of adverse selection on the basis of Social Security claim age, and the adequacy of pre-retirement savings. His work has been published in many leading peer reviewed journals and has been funded by the National Institute on Aging, the U.S. Social Security Administration, AARP, and the Society of Actuaries, amongst others.

  • Regina T. Jefferson

    Regina T. Jefferson is a nationally recognized authority on pension law, employee benefits, and tax law. In addition to teaching and producing a rich body of scholarship in these areas, she has been actively involved in the policy development of these fields. She has testified before Congress and briefed Congressional staff on employee benefits and tax topics. Professor Jefferson also was a delegate to the First White House Summit on Retirement Income Savings. In 2015, she was appointed by the President of the United States to the Pension Benefit Guaranty Corporation’s Advisory Committee for a three year term; and in 2019 she was reappointed for a consecutive three year term. She also currently serves as an expert on taxation to the Permanent Observer Mission of the Holy See to the United Nations.

    Professor Jefferson joined the CUA faculty in 1992. She served as the Dean of the Law School from July 1, 2018, through June 30, 2019, and also served as Associate Dean for Academic Affairs in 2000 and 2001. Prior to joining the faculty, she was a Tax Law Specialist at the National Office of the Internal Revenue Service in the Employee Plans Division, where she specialized in qualified employee plans. From 1990 through 1992, she was a teaching fellow in the Graduate Teaching Program for Future Law Professors at Georgetown University, where her research and teaching focused on the tax aspects of private pension plans. Before attending law school, Professor Jefferson worked in the pension actuarial field.

    Professor Jefferson’s scholarship focuses primarily on employee benefits and tax law. She has written extensively on the re-distributional impact of the private retirement system, the confluence of pension and tax law, the tax and actuarial aspects of the funding limitations of defined benefit plans, and the risks of defined contribution plans.

    Professor Jefferson was selected as a Fellow in the American College of Employee Benefits, and the National Academy of Social Insurance. She is a member of the Pension Rights Center Board of Directors and the Institute on Retirement Security Academic Advisory Board. She also is a former chair of the Employee Benefit Section of the Association of American Law Schools.

    Professor Jefferson earned a B.S. degree in mathematics from Howard University, a J.D. degree from George Washington University, and an LL.M. degree from Georgetown University.

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