Retirement Industry Advisory Group

The Retirement Industry Advisory Group includes leading business executives from the Alliance’s member companies, industry experts and thought-leaders. The group provides guidance and input to the Institute’s research agenda and programs, provides business insights and data, and helps develop real-world innovations and applications to the Institute’s research to help advance the retirement income security of Americans.

  • Barry Stowe

    Co-Chair; former CEO of Jackson National Life Insurance, and member of the Board of Directors for Zurich Insurance Group

    Barry Stowe

    Barry Stowe has extensive business experience and knowledge gained through executive roles in the insurance industry in North America and Asia. Between 2006 and 2018 he was a member of the board of directors and the group executive committee of Prudential plc. From 2015 to 2018 he served as chairman and CEO of Jackson Holdings Ltd, a subsidiary of Prudential plc, and from 2006 to 2015, as CEO of Prudential Corporation Asia. From 1995 to 2006 he held senior executive positions at American International Group (AIG), including serving as president of AIG Life Companies Accident & Health Worldwide based in Hong-Kong from 2001 to 2006. From 1992 to 1995 he served as president of NISUS, a subsidiary of Pan-American Life Insurance Group. From 1980 to 1992 he held several positions at Willis Corroon Group plc in the U.S., an insurance and reinsurance brokerage services company. He joined the boards of Zurich Insurance Group Ltd and of Zurich Insurance Company Ltd in April 2019.

  • Daniel P. Herr

    Lincoln Financial Group

    Daniel P. Herr

    Vice President, Annuity Product Management, Annuity Solutions Daniel Herr is Vice President, Annuity Product Management in the Annuity Solutions division of Lincoln Financial Group. He currently leads the Annuity Product Management team for fixed, fixed indexed and variable annuities and is responsible for product design, development and implementation, product management and strategy, annuity insights, and the competitive positioning of innovative individual annuity products, features and services offered through a variety of distribution channels. Dan has 34 years of industry experience and has been with Lincoln’s Annuity Solutions team for over 25 years. His deep experience in the development and marketing of innovative retirement solutions includes leading the development of Lincoln’s i4LIFE® Advantage income rider, the Long -Term Care Variable Annuity rider – the industry’s only variable annuity / long-term care combination product, and the American Legacy® Target Date Income Variable Annuity. He holds a BS in actuarial science from the University of Nebraska – Lincoln.

  • Jason Fichtner

    Senior Fellow, Retirement Income Institute; Associate Director of the Master’s in International Economics and Finance; Senior Lecturer, Johns Hopkins University

    Jason Fichtner

    Jason Fichtner is a Senior Lecturer of International Economics and an Associate Director of the International Economics and Finance (MIEF) program at Johns Hopkins University School of Advanced International Studies (SAIS). He is also a fellow with the Bipartisan Policy Center, a research fellow with the Alliance for Lifetime Income and a research fellow with the Center for Financial Security at the University of Wisconsin. His research focuses on Social Security, federal tax policy, federal budget policy, retirement security, and policy proposals to increase saving and investment. Previously, he was a senior research fellow with the Mercatus Center at George Mason University. Fichtner also served in several positions at the Social Security Administration, including deputy commissioner of Social Security (acting), chief economist, and associate commissioner for retirement policy. He also served as a senior economist with the Joint Economic Committee of the U.S. Congress, as an economist with the Internal Revenue Service, and as a senior consultant with the Office of Federal Tax Services at Arthur Andersen, LLP. Fichtner earned his BA from the University of Michigan, his MPP from Georgetown University, and his Ph.D. in public administration and policy from Virginia Tech.

  • Bryan Pinsky

    AIG, Senior Vice President, Individual Retirement Products

    Bryan Pinsky

    Bryan Pinsky serves as Senior Vice President of Individual Retirement Pricing and Product Development for AIG. In this role, he is responsible for all actuarial pricing activities, rate setting, product development, investment product management and contract filing.

    Joining AIG in 2014, Bryan began as the Senior Vice President of Individual Retirement Products within AIG, leading the development and management of all variable, indexed, fixed and immediate retail annuities. Advancing AIG products with cutting-edge ideas, Bryan and his team oversaw the development and management of these products, including innovative product and investment creation, product implementation, distribution support, research, state filing, and managing the investment platform along with board oversight. Bryan moved into his current role in 2018.

    Prior to joining AIG, Bryan led the Annuity Product team for Prudential Annuities for seven years. In this role, he helped grow their variable annuities’ sales to number one in the industry via the development and creative adaptation of various lifetime income features, which included unique risk management techniques. Earlier, Bryan spent 10 years at Allstate Financial where he held various positions with Life Insurance and Annuity Product Development. He graduated from the University of Wisconsin – Madison, and is a Chartered Financial Analyst and a Fellow of the Society of Actuaries.

  • Barry Stowe

    Barry Stowe has extensive business experience and knowledge gained through executive roles in the insurance industry in North America and Asia. Between 2006 and 2018 he was a member of the board of directors and the group executive committee of Prudential plc. From 2015 to 2018 he served as chairman and CEO of Jackson Holdings Ltd, a subsidiary of Prudential plc, and from 2006 to 2015, as CEO of Prudential Corporation Asia. From 1995 to 2006 he held senior executive positions at American International Group (AIG), including serving as president of AIG Life Companies Accident & Health Worldwide based in Hong-Kong from 2001 to 2006. From 1992 to 1995 he served as president of NISUS, a subsidiary of Pan-American Life Insurance Group. From 1980 to 1992 he held several positions at Willis Corroon Group plc in the U.S., an insurance and reinsurance brokerage services company. He joined the boards of Zurich Insurance Group Ltd and of Zurich Insurance Company Ltd in April 2019.

  • Daniel P. Herr

    Vice President, Annuity Product Management, Annuity Solutions Daniel Herr is Vice President, Annuity Product Management in the Annuity Solutions division of Lincoln Financial Group. He currently leads the Annuity Product Management team for fixed, fixed indexed and variable annuities and is responsible for product design, development and implementation, product management and strategy, annuity insights, and the competitive positioning of innovative individual annuity products, features and services offered through a variety of distribution channels. Dan has 34 years of industry experience and has been with Lincoln’s Annuity Solutions team for over 25 years. His deep experience in the development and marketing of innovative retirement solutions includes leading the development of Lincoln’s i4LIFE® Advantage income rider, the Long -Term Care Variable Annuity rider – the industry’s only variable annuity / long-term care combination product, and the American Legacy® Target Date Income Variable Annuity. He holds a BS in actuarial science from the University of Nebraska – Lincoln.

  • Jason Fichtner

    Jason Fichtner is a Senior Lecturer of International Economics and an Associate Director of the International Economics and Finance (MIEF) program at Johns Hopkins University School of Advanced International Studies (SAIS). He is also a fellow with the Bipartisan Policy Center, a research fellow with the Alliance for Lifetime Income and a research fellow with the Center for Financial Security at the University of Wisconsin. His research focuses on Social Security, federal tax policy, federal budget policy, retirement security, and policy proposals to increase saving and investment. Previously, he was a senior research fellow with the Mercatus Center at George Mason University. Fichtner also served in several positions at the Social Security Administration, including deputy commissioner of Social Security (acting), chief economist, and associate commissioner for retirement policy. He also served as a senior economist with the Joint Economic Committee of the U.S. Congress, as an economist with the Internal Revenue Service, and as a senior consultant with the Office of Federal Tax Services at Arthur Andersen, LLP. Fichtner earned his BA from the University of Michigan, his MPP from Georgetown University, and his Ph.D. in public administration and policy from Virginia Tech.

  • Bryan Pinsky

    Bryan Pinsky serves as Senior Vice President of Individual Retirement Pricing and Product Development for AIG. In this role, he is responsible for all actuarial pricing activities, rate setting, product development, investment product management and contract filing.

    Joining AIG in 2014, Bryan began as the Senior Vice President of Individual Retirement Products within AIG, leading the development and management of all variable, indexed, fixed and immediate retail annuities. Advancing AIG products with cutting-edge ideas, Bryan and his team oversaw the development and management of these products, including innovative product and investment creation, product implementation, distribution support, research, state filing, and managing the investment platform along with board oversight. Bryan moved into his current role in 2018.

    Prior to joining AIG, Bryan led the Annuity Product team for Prudential Annuities for seven years. In this role, he helped grow their variable annuities’ sales to number one in the industry via the development and creative adaptation of various lifetime income features, which included unique risk management techniques. Earlier, Bryan spent 10 years at Allstate Financial where he held various positions with Life Insurance and Annuity Product Development. He graduated from the University of Wisconsin – Madison, and is a Chartered Financial Analyst and a Fellow of the Society of Actuaries.

  • Alison Reed

    Jackson National Life Distributors LLC., Executive Vice President, Product Solutions

    Alison Reed

    Alison Reed is executive vice president of product solutions for Jackson National Life Distributors LLC (JNLD), the marketing and distribution arm of Jackson National Life Insurance Company® (Jackson). She is responsible for all product strategy, development, implementation and management functions at JNLD.

    Ms. Reed joined Jackson in 2002 and has spent nearly 20 years in the industry. Prior to her current position, she served as executive vice president of operations for JNLD and was previously JNLD’s senior vice president, product and investment management. In her career with the company, she has also served as Jackson’s vice president of variable annuity product management and was vice president of due diligence for National Planning Holdings®, Inc. (NPH), an independent broker-dealer network that was sold to LPLFinancial in August 2017.

    Ms. Reed earned her master’s in business administration from the University of Denver and her bachelor’s degree from the University of Colorado. She also holds FINRA Series 7 and 24 registrations and is a frequent speaker at industry conferences and forums.

  • Dianne Bogoian

    Prudential Financial, Inc., Senior Vice President, Head of Annuities Product Solutions

    Dianne Bogoian

    Dianne Bogoian is senior vice president and head of Product Solutions at Prudential Annuities. She leads the product organization in developing innovative solutions and managing the current block of annuities business.

    Prior to joining Prudential Annuities in 2017, Bogoian spent 18 years at Voya Financial (previously ING U.S.), most recently as senior vice president (SVP) of Retirement Product. During her tenure at ING, she held several leadership roles, including head of Healthcare/Not-for-Profit and Government Retirement Markets, chief administration officer and sales support director for the Tax-Exempt Retirement Market and SVP of Sales Support and Product and Financial Management for the Tax-Exempt Retirement Market.

  • Tania Gee

    Equitable, Lead Director of Individual Annuity Product Development Tania Gee is Lead Director of Individual Annuity Product Development at Equitable

    Tania Gee

    Ms. Gee is responsible for the design of new products and features. Tania Gee is Lead Director of Individual Annuity Product Development at Equitable. Ms. Gee is responsible for the design of new products and features that ensure Equitable’s competitiveness in the individual annuity marketplace In addition to product design, Ms. Gee leads development of individual annuity products through the full life cycle of product development from market research to providing direction, training and support to the Company’s distribution channels relative to the positioning of variable annuity products She has been with Equitable for over 20 years, holding roles in Annuity sales and service operations as well as various management positions in business intelligence and product development Ms. Gee studied Business Administration at Montclair State University.

  • Jack Vanderhei

    Employee Benefit Research Institute (EBRI), Research Director at the Employee Benefit Research Institute

    Jack Vanderhei

    Jack VanDerhei is the research director of the Employee Benefit Research Institute (EBRI) and the editor of Benefits Quarterly. He is also the director of the EBRI Retirement Security Research Center. He has been with EBRI since 1988. Previously, he was on the faculty of The Wharton School of the University of Pennsylvania where he served as research director of the Pension Research Council. He has more than 200 research publications on the financial aspects of retirement plans and retirement income adequacy. He is also analyzing a database with annual observations of over 27 million 401(k) participants from more than 100,000 plans. This has resulted in annual updates of the 401(k) universe for account balances, asset allocation and loan activity since 1996. The most recent research, “401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2016,” was jointly published by EBRI and the Investment Company Institute in August 2018 as well as a November 2018 joint publication on What Does Consistent Participation in 401(k) Plans Generate? Changes in 401(k) Account Balances, 2010–2016.

  • Alison Reed

    Alison Reed is executive vice president of product solutions for Jackson National Life Distributors LLC (JNLD), the marketing and distribution arm of Jackson National Life Insurance Company® (Jackson). She is responsible for all product strategy, development, implementation and management functions at JNLD.

    Ms. Reed joined Jackson in 2002 and has spent nearly 20 years in the industry. Prior to her current position, she served as executive vice president of operations for JNLD and was previously JNLD’s senior vice president, product and investment management. In her career with the company, she has also served as Jackson’s vice president of variable annuity product management and was vice president of due diligence for National Planning Holdings®, Inc. (NPH), an independent broker-dealer network that was sold to LPLFinancial in August 2017.

    Ms. Reed earned her master’s in business administration from the University of Denver and her bachelor’s degree from the University of Colorado. She also holds FINRA Series 7 and 24 registrations and is a frequent speaker at industry conferences and forums.

  • Dianne Bogoian

    Dianne Bogoian is senior vice president and head of Product Solutions at Prudential Annuities. She leads the product organization in developing innovative solutions and managing the current block of annuities business.

    Prior to joining Prudential Annuities in 2017, Bogoian spent 18 years at Voya Financial (previously ING U.S.), most recently as senior vice president (SVP) of Retirement Product. During her tenure at ING, she held several leadership roles, including head of Healthcare/Not-for-Profit and Government Retirement Markets, chief administration officer and sales support director for the Tax-Exempt Retirement Market and SVP of Sales Support and Product and Financial Management for the Tax-Exempt Retirement Market.

  • Tania Gee

    Ms. Gee is responsible for the design of new products and features. Tania Gee is Lead Director of Individual Annuity Product Development at Equitable. Ms. Gee is responsible for the design of new products and features that ensure Equitable’s competitiveness in the individual annuity marketplace In addition to product design, Ms. Gee leads development of individual annuity products through the full life cycle of product development from market research to providing direction, training and support to the Company’s distribution channels relative to the positioning of variable annuity products She has been with Equitable for over 20 years, holding roles in Annuity sales and service operations as well as various management positions in business intelligence and product development Ms. Gee studied Business Administration at Montclair State University.

  • Jack Vanderhei

    Jack VanDerhei is the research director of the Employee Benefit Research Institute (EBRI) and the editor of Benefits Quarterly. He is also the director of the EBRI Retirement Security Research Center. He has been with EBRI since 1988. Previously, he was on the faculty of The Wharton School of the University of Pennsylvania where he served as research director of the Pension Research Council. He has more than 200 research publications on the financial aspects of retirement plans and retirement income adequacy. He is also analyzing a database with annual observations of over 27 million 401(k) participants from more than 100,000 plans. This has resulted in annual updates of the 401(k) universe for account balances, asset allocation and loan activity since 1996. The most recent research, “401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2016,” was jointly published by EBRI and the Investment Company Institute in August 2018 as well as a November 2018 joint publication on What Does Consistent Participation in 401(k) Plans Generate? Changes in 401(k) Account Balances, 2010–2016.

  • Warren Cormier

    Defined Contribution Institutional Investment Association (DCIIA), Executive Director, DCIIA Retirement Research Center

    Warren Cormier

    Warren Cormier is Executive Director of the DCIIA Retirement Research Center (RRC). He has previously served as CEO and co-founder of Boston Research Technologies and as president and founder of Boston Research Group. Warren is a veteran in the financial services industry with more than 25 years of experience in research for investment companies, banks and insurance companies. He is also recognized as a market research leader in the defined contribution industry. Warren is the co-founder of the Behavioral Finance Forum with Dr. Shlomo Benartzi and is based in Charlotte, North Carolina.

  • Jim Szostek

    American Council of Life Insurers (ACLI), Vice President & Deputy, Retirement Security

    Jim Szostek

    Jim Szostek is the Vice President & Deputy, Retirement Security, at the American Council of Life Insurers (ACLI). Jim has been with ACLI since 2008. He helps guide ACLI policy focused on retirement and the life insurance industry’s role in providing retirement security solutions to American workers and retirees. Prior to joining ACLI, he spent the first 20 years of his career, first at CIGNA then The Hartford, consulting on federal rules applicable to workplace retirement plans. Jim is called on to share his expertise and perspectives at industry conferences, participating in or leading panel discussions. He has testified before the Department of Labor as well as the IRS and Treasury at various hearings on rulemaking initiatives affecting workplace retirement plans, including the DOL’s 2015 fiduciary proposal. Jim is a graduate of Central Connecticut State University where he earned degrees in economics and business.

  • Judy Huang

    CFA – Franklin Templeton, Senior Vice President, Regional Product Strategy

    Judy Huang

    Judy Huang is Senior Vice President of Regional Product Strategy and leads product strategy and development initiatives across Franklin Templeton globally. Prior to her current role, she was Vice President, Senior Product Manager for Franklin Equity Group and led product management for the Franklin U.S. growth, core, and hybrid strategies. Ms. Huang has been with Franklin Templeton since 2007.

    Prior to Franklin Templeton, Ms. Huang was a Research Analyst at Roth Capital Partners and an Investment Specialist at MetLife.

    Ms. Huang earned her B.A. degree in economics and international relations from Boston University and holds an M.B.A. from the University of Southern California. She is a Chartered Financial Analyst (CFA) charter holder, a member of the CFA Institute, and a member of the CFA Society of San Francisco (CFASF).

  • Michael Doshier

    T Rowe Price, Senior Defined Contribution Advisor Strategist

    Michael Doshier

    Michael is the Senior Defined Contribution Advisor Strategist primarily responsible for driving the increased visibility of T Rowe Price’s investment brand, furthering the firm’s position as a thought leader in the retirement arena.

    Michael has more than 25 years of experience across several firms and functional roles. Specifically, he has a multifaceted background including time spent with Franklin Templeton, MassMutual and Fidelity. He has broad experience through various roles, namely global head of marketing for Franklin’s retirement business, head of business strategy for Fidelity’s tax-exempt retirement plan business, and other expansive sales and relationship management roles within the retirement space. He is also a frequent speaker at industry events on key issues affecting the DC and global retirement industry and remains well connected on the ever evolving legislative and regulatory conversations happening on Capitol Hill.

    On a personal note, Michael is a graduate of Xavier University and has earned his FINRA Series 7, 63, and 24 registrations. He is an avid traveller and outdoor enthusiast. He is a husband to Patty and the father to three children; Holland, Parker and Lily.

  • Warren Cormier

    Warren Cormier is Executive Director of the DCIIA Retirement Research Center (RRC). He has previously served as CEO and co-founder of Boston Research Technologies and as president and founder of Boston Research Group. Warren is a veteran in the financial services industry with more than 25 years of experience in research for investment companies, banks and insurance companies. He is also recognized as a market research leader in the defined contribution industry. Warren is the co-founder of the Behavioral Finance Forum with Dr. Shlomo Benartzi and is based in Charlotte, North Carolina.

  • Jim Szostek

    Jim Szostek is the Vice President & Deputy, Retirement Security, at the American Council of Life Insurers (ACLI). Jim has been with ACLI since 2008. He helps guide ACLI policy focused on retirement and the life insurance industry’s role in providing retirement security solutions to American workers and retirees. Prior to joining ACLI, he spent the first 20 years of his career, first at CIGNA then The Hartford, consulting on federal rules applicable to workplace retirement plans. Jim is called on to share his expertise and perspectives at industry conferences, participating in or leading panel discussions. He has testified before the Department of Labor as well as the IRS and Treasury at various hearings on rulemaking initiatives affecting workplace retirement plans, including the DOL’s 2015 fiduciary proposal. Jim is a graduate of Central Connecticut State University where he earned degrees in economics and business.

  • Judy Huang

    Judy Huang is Senior Vice President of Regional Product Strategy and leads product strategy and development initiatives across Franklin Templeton globally. Prior to her current role, she was Vice President, Senior Product Manager for Franklin Equity Group and led product management for the Franklin U.S. growth, core, and hybrid strategies. Ms. Huang has been with Franklin Templeton since 2007.

    Prior to Franklin Templeton, Ms. Huang was a Research Analyst at Roth Capital Partners and an Investment Specialist at MetLife.

    Ms. Huang earned her B.A. degree in economics and international relations from Boston University and holds an M.B.A. from the University of Southern California. She is a Chartered Financial Analyst (CFA) charter holder, a member of the CFA Institute, and a member of the CFA Society of San Francisco (CFASF).

  • Michael Doshier

    Michael is the Senior Defined Contribution Advisor Strategist primarily responsible for driving the increased visibility of T Rowe Price’s investment brand, furthering the firm’s position as a thought leader in the retirement arena.

    Michael has more than 25 years of experience across several firms and functional roles. Specifically, he has a multifaceted background including time spent with Franklin Templeton, MassMutual and Fidelity. He has broad experience through various roles, namely global head of marketing for Franklin’s retirement business, head of business strategy for Fidelity’s tax-exempt retirement plan business, and other expansive sales and relationship management roles within the retirement space. He is also a frequent speaker at industry events on key issues affecting the DC and global retirement industry and remains well connected on the ever evolving legislative and regulatory conversations happening on Capitol Hill.

    On a personal note, Michael is a graduate of Xavier University and has earned his FINRA Series 7, 63, and 24 registrations. He is an avid traveller and outdoor enthusiast. He is a husband to Patty and the father to three children; Holland, Parker and Lily.

  • Kate Beattie

    Capital Group | American Funds, Senior Retirement Income Strategist

    Kate Beattie

    Kate is passionate about helping advisors develop successful and thriving practices. She engages audiences with her enthusiasm for their business, helping equip them with the education and tools necessary to succeed in today’s evolving retirement landscape.

    In challenging audiences to look at retirement differently, American Funds Senior Retirement Income Strategist Kate Beattie draws on her extensive experience in insurance and the variable annuity business. The result is an insightful and refreshingly practical perspective on retirement income planning.

    As a national sales speaker with over 12 years of experience, Kate brings her passion for cultivating relationships and motivating advisors to view their businesses differently. She specializes in delivering highly effective technical and business strategies in a clear, easy to understand manner to help drive sales growth.

    Kate’s roots in the insurance industry run deep, having started her career working as a wholesaler at Jackson National Life and later led the advanced strategies team providing leadership and solutions for complex tax, estate, charitable and retirement planning issues to support the sales force and advisors.

    She holds a bachelor’s degree in economics with a business administration minor from Colorado State University and has the Certified Financial Planner™ and Certified Fund Specialist® designations.

    Kate lives in Denver, Colorado with her husband and son. She enjoys skiing and being outdoors.

  • Kate Beattie

    Kate is passionate about helping advisors develop successful and thriving practices. She engages audiences with her enthusiasm for their business, helping equip them with the education and tools necessary to succeed in today’s evolving retirement landscape.

    In challenging audiences to look at retirement differently, American Funds Senior Retirement Income Strategist Kate Beattie draws on her extensive experience in insurance and the variable annuity business. The result is an insightful and refreshingly practical perspective on retirement income planning.

    As a national sales speaker with over 12 years of experience, Kate brings her passion for cultivating relationships and motivating advisors to view their businesses differently. She specializes in delivering highly effective technical and business strategies in a clear, easy to understand manner to help drive sales growth.

    Kate’s roots in the insurance industry run deep, having started her career working as a wholesaler at Jackson National Life and later led the advanced strategies team providing leadership and solutions for complex tax, estate, charitable and retirement planning issues to support the sales force and advisors.

    She holds a bachelor’s degree in economics with a business administration minor from Colorado State University and has the Certified Financial Planner™ and Certified Fund Specialist® designations.

    Kate lives in Denver, Colorado with her husband and son. She enjoys skiing and being outdoors.

  • This field is for validation purposes and should be left unchanged.

Stay informed with the latest updates on protected income planning.