Insight: The Advanced Life Deferred Annuity – Cost-Effective Insurance Against the Risk of Outliving One’s Wealth

By Anthony Webb

Insight Overview

Retirement savers should consider incorporating advanced life deferred annuities (ALDAs) in their retirement plans. Insured against the risk of outliving their retirement savings, retirees with ALDAs can spend their retirement savings more freely. Financial advisors should consider incorporating ALDAs into their clients’ financial plans.

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About the Author:

ANTHONY WEBB Ph.D., is Research Director of the Retirement Equity Lab at the New School in New York. He holds a Ph.D. in economics from the University of California, San Diego. His publications in academic journals include several studies of annuity markets and post-retirement asset decumulation.

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