Insight: How Default Income Annuities Can Help Protect Against Running Out of Retirement Income

By Linda Jamison

Insight Overview


Automatically investing a small amount of retirees’ employer-provided retirement assets into annuities can enhance retirees’ well-being as they age. This study shows that both men and women over the age of 65, of all educational levels, can improve their buying power and overall welfare when employers invest as little as 10% of retiree assets into deferred income annuities. This type of program can help protect retirees from depleting their retirement savings before the end of their lives.

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About the Author

Linda Jamison is an author, public speaker, and consultant who has served in senior executive positions in the US government, including in the White House. She has worked at the United Nations and was a senior leader with the Center for Strategic and International Studies, where she was the founding dean of an international leadership academy. Jamison has trained and advised policymakers and political leaders in the art and practice of leadership both in the United States and abroad. She has a master’s degree from American University in Washington, DC, and a bachelor’s degree from the University of Denver.

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