Calls for Papers
The mission of the Retirement Income Institute (“Institute”), a program of the Alliance for Lifetime Income (“Alliance”),* is to create a bridge from ideas, research, and evidence to action related to protected lifetime income — by retirement savers, the Alliance’s member companies, employer plan sponsors, financial professionals, and other key participants in the U.S.’s retirement ecosystem. Protected lifetime income is the regular and reliable income that lasts for a lifetime and is generated by annuities, pensions, and Social Security.
The Institute has adopted its 2021 Research Agenda consisting of four topics directly related to protected lifetime income as part of retirement planning for American households:
- Optimizing annuities in a portfolio for retirement and late-life health costs.
- Understanding differences in consumer behavior and decision-making, including differences associated with race and gender.
- Private-sector strategies for including annuities in employer-provided retirement plans.
- Annuities in the era of COVID-19 and low interest rates.
Every calendar quarter, the Institute will issue a new call for papers to solicit high-quality research and opinion from the nation’s scholars, graduate students, and retirement experts. Each call will consist of three parts:
Topic-specific call for essays or literature reviews. A specific topic selected by the Institute relating to retirement income that the Institute invites scholars to address. These topic-specific calls, alternating between essays and literature reviews, will offer individual awards ranging from $2,500 to $5,000, based on a total budget of $30,000 to $50,000.
EXTENDED TO OCTOBER 15, 2021 - Behavioral Biases
For June 2021, the Institute’s topic-specific call invites scholars to address protected income products that overcome behavioral biases.
EXTENDED TO OCTOBER 15, 2021 – Racial Inequities In Retirement Income
For February 2021, the Institute’s topic-specific call invites scholars to address protected income products that overcome behavioral biases.
Ongoing general calls. An invitation to submit essays, literature reviews, or proposals for original scholarly works-in-progress relating to any of the topics in the Institute’s 2021 Research Agenda. These general calls will offer individual awards ranging from $2,500 to $5,000 for essays, up to $3,000 for literature reviews, and up to $25,000 for scholarly works-in-progress.
Original research with Alliance member companies. An invitation to propose original research projects that would involve partnerships with Alliance member companies. The Institute would play a role in bringing together researchers and member companies to advance innovative research based on analysis of company administrative data or implementation of behavioral interventions in annuities distribution (“invitation for research proposals”). Grants of up to $50,000 are available for original scholarly works.
All essays, literature review proposals, proposals for funding of scholarly work-in-progress, and proposals for funding original research should be submitted to [email protected].
About the Retirement Income Institute
The Institute seeks to facilitate and foster private-sector innovation and reform to shape a future in which Americans are able to retire with less risk, more confidence, and a more secure economic future. The Institute’s mission is to create a bridge from ideas, research, and evidence to action related to protected lifetime income — by retirement savers, the Alliance for Lifetime Income’s member companies, employers, financial professionals, and other key participants in the U.S.’s retirement ecosystem. The core of the Institute’s mission will be to sponsor and otherwise foster new research and analysis, as well as new ideas and insights supported by data and evidence, about protected lifetime income for Americans’ retirement. At all times, the Institute will remain tightly focused on producing ideas and information that can be translated into action that benefits individuals, families, and our society.
The Institute will offer private-sector insights and solutions to one of the great societal challenges of our time: the retirement income crisis. For this reason, the Institute is focusing its efforts principally on the retirement industry (including employer plan sponsors and their service providers) and its products and services, as well as retirement savers and retirement financial professionals. The Institute may, on occasion, address a public policy issue, but it is not a public policy think tank regularly addressing legislative or regulatory issues or government programs.